A charitable annuity allows you to make a meaningful gift to Spenser's Hope, while also providing for your future financial well-being. A gift annuity makes it possible to transfer cash, real estate, or securities such as stocks or bonds, to Spenser's Hope. In exchange, you or someone else you designate will receive fixed payments for life.

Advantages:

• Income beneficiary earns a fixed annual amount; especially advantageous if you're 65 or older

• Established with a minimum of $10,000 in assets

• Income tax deduction for the gift portion

• Simple one or two page contract

• Assets can be used by Spenser's Hope after beneficiary's lifetime

Limitations:

• Fixed payments, so no hedge against inflation

• Percentage payment linked to donor's age—the younger the donor the lower the percentage

Best Assets

• Cash

• Securities

• Real estate

All prospective donors are urged to seek the advice of a competent tax professional as to the tax consequences of this gift prior to entering into a gift annuity agreement with Spenser's Hope.

Please email us at donations@spensershope.com if you are interested in a gift annuity to benefit Spenser's Hope.  Thank you very much for making Spenser's Hope a part of your charitable plans.